The Generosity Trust Board of Directors gives ears, hands and ongoing prayer to the giving tradition that has, for generations, made a positive impact on the greater Chattanooga area.

They oversee all grant and scholarship requests and provide general financial guidance to ensure The Generosity Trust remains a sound, stewardship-based organization. The board represents a broad cross-section of professional, ministry, and civic leadership in Chattanooga. Board members also serve on one or more of the Trust’s working committees, which recommend ideas and actions to the full Board for its approval. The Generosity Trust’s board members have wide-ranging expertise and insight regarding the needs of Chattanooga-area ministries. Each task, responsibility and issue set before them is prayerfully and wisely discussed and considered before any action is taken.

Our Board

Gary Hathaway, Chairman
Mr. Hathaway is a Financial Services Professional and Senior New York Life Insurance Company Agent. He is a member of the National Association of Insurance and Financial Advisors. He is a member of the Servant Christian Leadership Fellowship of Chattanooga. Gary also serves as Pastor of Greater Tucker Baptist Church. He and his wife, Cathy, have one son.



William S. Lane, CPA, Vice-Chairman
Mr. Lane is the Chief Financial Officer of Credicorp, based in Cleveland, Tennessee. He serves on the Accounting Advisory Board for the University of Tennessee-Chattanooga College of Business, and the Investment Committee of The Generosity Trust. He is a member of Brainerd Baptist Church where he serves as a deacon and Treasurer. Bill and his wife, Laura, have 3 children.


Bruce C. Zeiser, Secretary

Mr. Zeiser serves as Executive Vice President of Southern Champion Tray, L.P.  As a third generation family-owned company, SCT has been manufacturing quality paperboard packaging products for over 85 years.  Mr. Zeiser directs all the personnel-related areas of the company.  A graduate of Tennessee Tech University, Mr. Zeiser has been with the family business virtually his entire life.  He and his wife, Regina, are members of Signal Mountain Presbyterian Church, and are the proud parents of two children.  Mr. Zeiser serves on several boards, including the board of Signal Mountain Christian School and The United Way of Greater Chattanooga.


J. Tom Glenn, Treasurer
Mr. Glenn is the President of Elder's Ace Hardware, with 19 stores throughout Chattanooga, Cleveland, Knoxville and northwest Georgia. He is a graduate of The University of Georgia (BA) and Duke University (MBA). Tom serves on several boards including The United Way, Bible in the Schools, the Community Foundation of Greater Chattanooga, the National Center for Youth Issues, and the Chattanooga Chamber of Commerce. He is a member of Brainerd Baptist Church, where he is a deacon and has served on several committees.  He and his wife, Darlene, are the proud parents of two children, Lauren and Garrett.

Betsy Blunt Brown

Mrs. Brown is President of Pendleton Square Trust Company and also serves as a Director of the Trust Company. In these roles, she develops multi-generational family relationships and serves families and their advisors to deliver trust and family offices services as well as legacy plans. Prior to joining Pendleton Square, Betsy worked at Cumberland Trust and JPMorgan Private Bank serving affluent families throughout the Southeast. She also worked for more than 10 years at SunTrust Robinson Humphrey. She was a Director in the Fixed Income Origination team within SunTrust Debt Capital Markets, where she gained considerable transaction experience executing public debt offerings, private placements, and syndicated bank facilities.
Betsy is a partner in The JumpFund, an angel investment fund dedicated to investing in female-led businesses in the Southeast. Betsy earned a BS in Business Administration and a BA in East Asian Studies from Washington and Lee University in Lexington, Virginia. She also holds an MBA from Georgia State University in Atlanta, Georgia. In addition to her professional responsibilities, Betsy serves as a Trustee of Girls Preparatory School, her alma mater. Betsy is also a member of the Rotary Club of Chattanooga, the Estate Planning Council of Chattanooga, and the Endowment Committee for The Generosity Trust. Betsy lives on Signal Mountain with her husband and 3 active children.

Daryl Heald
Daryl began his career as a commercial real estate broker in Atlanta, GA. In 1997 he joined the Maclellan Foundation serving on the executive committee and helping to lead its global grant-making strategy. Beginning in 2000, while at Maclellan, Daryl helped to launch several organizations: Generous Giving, Giving Wisely, Generosity Path and Global Generosity. the majority of his time now is spent in speaking and encouraging business people in the global financial capitals to be generous. He has worked with families on four continents regarding their philanthropy. He also is actively investing in private equity deals with a particular emphasis on businesses with social impact. Daryl currently serves on ten boards in both the for-profit and not-for-profit arenas. Some of his favorite pastimes include golfing, fly fishing and barbequing. Daryl holds a BS degree in economics from Westmont College and he and his wife, Cathy, reside in Lookout Mountain, Georgia, USA and have nine children.

Charles F. Monroe
Mr. Monroe is Co-Founder and CEO of Card-Monroe Corp. He is the past Chairman of the Chattanooga Area Leadership Prayer Breakfast Sponsoring Committee, serves on the Board of Directors of Christian Network Team, and is a member of the Chattanooga Metro Board of the Christian Businessmen's Connection (CBMC). Charles is a graduate of the University of Tennessee-Chattanooga (BS), and is a member of Eastwood Church. Together he and his wife, Myra, have seven children and fifteen grandchildren.

Frank P. Powell
Mr. Powell is a Managing Executive for Royal Alliance Associates Inc. a national brokerage firm. He is also the owner of Powell and Associates Investment Group and President of LMIC Inc, a family-owned real estate management company. He serves as a trustee for the Little Brown Church on Walden’s Ridge, and is a member of First Presbyterian Church. He has served on various non-profit boards such as Bethany Christian Services and Chattanooga Bible Institute/ Richmont University. Frank and Lori, his wife, have four children, Trey (and Laurel), Meredith (and David Clark), Malone (and Kyle Wittler), Emily and two grandchildren, Preston and Miller.

Bart Rolen
Mr. Rolen serves as CEO of Southeastern Trust Company, an independent, boutique trust and investment firm headquartered in Chattanooga.  He is a graduate of The University of Georgia (BBA) and The University of Tennessee at Chattanooga (MBA).  Bart is a member of First Presbyterian Church of Chattanooga (PCA) where he serves as a deacon and Treasurer.  He and his wife, Kate, have two girls.



Karen C. Welborn
Mrs. Welborn began her career as a CPA with Ernst & Young.  After graduating from the University of Alabama School Of Law, she shifted her focus to the practice of business, real estate and estate planning law in the Tuscaloosa, AL area.  After relocating to the Chattanooga area in 2000, she and her husband, Miller, began Foresight Holdings, LP, a family partnership where she manages real estate holdings and securities.  She has served on a variety of boards in the Chattanooga area, including the AIM Center, Girls Preparatory School, and the Lula Lake Land Trust, and also serves on the Women’s Leadership Committee of Lookout Mountain Presbyterian Church.  She and Miller have three daughters and one son-in-law.